Commercial Banking

A Wide Variety of Services Ranging from Conventional Products to Specialized Programs

With a leading position in Lebanon and the region, Bank Audi has always considered Commercial Banking as one of its core activities, and Small and Medium Enterprises (SMEs) a pillar of national economy.

Bank Audi is involved in major financial activities developing landmark entrepreneurial projects in Lebanon. The Bank aims at boosting the national economy, while supporting the labor market and empowering Lebanon's young active population by providing them with the right opportunities to achieve their goals.

The Bank’s Commercial Banking experts understand customers’ expectations and give them solutions that address their specific needs by financing their working capital, providing lending solutions to fund their growth and offering a variety of choices tailored to maximize return.

Conventional Commercial Banking services include:

Credit Extension / Short and Long Term Financing

A wide range of services, such as advances in current accounts (overdrafts), short, medium and long term loans, facilities for discounted bills, bills for collection and advances against bills in guarantee, bridging facilities, subsidized loans including Kafalat loans, as well as cash flow and project financing.

When it comes to cash flow or project financing, each new project should have a sustainable competitive advantage and should offer beneficial prospects as proved in a detailed feasibility study presented to the Bank and subject to final approval.

Trade-Related Services

Ranging from basic documentary letters of credit, collections and trade guarantees to more complex trade finance arrangements.

Treasury Services / Financial Advisory

A dedicated team of Relationship Officers fully coordinates with the Corporate Desk team in the Treasury Department to help clients optimize their foreign exchange structure, while ensuring a minimum risk exposure.

In addition to conventional products, Bank Audi has built solid relationships with several international institutions to offer attractive financing schemes through specific products, such as:
  • The Arab Trade Financing Program (ATFP)
    • Financing programs through the Arab Monetary Fund.
  • European Investment Bank (EIB) Loans
    • Loans with favorable terms to finance investments in European Union (EU) future Member States and Partner Countries.
  • SANAD Fund for SMEs
    • Aiming to foster employment creation, especially among the youth, and economic development in Lebanon through the sustainable provision of finance to micro, small and medium-sized enterprises.

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