Educational Loan

University Loan

Higher Education is a Lifetime Investment

You want to pursue your education and need financial support? Bank Audi teamed up with Saint Joseph University (USJ) to help you comfortably settle your tuitions. Here’s the good news: you won’t be asked to pay back your loan until one year after graduation.

What do I get?

  • Currency: LBP
  • Loan Tenure:
    • Grace Period: All university years + 1 year after graduation
    • Reimbursement Period: Up to 10 years
  • Interest Rate: 3.5% a year (0% for USJ students recommended by the Social Service)
  • No File Fees

How do I settle my fees?

USJ students can easily and safely settle their tuition fees, by using their debit card or making a cash deposit at any Bank Audi ATM.

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What do I need?

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees, life insurance fees and mortgage fees.

APR calculation excludes the late payment fees, early settlement fees as well as home (Fire) and car insurance fees.
What are the fees that are calculated in the APR for the University Loan?

Example of the APR calculation for the University Loan:

Net loan amount Study period Grace period Loan period Monthly payment APR
LBP 15,000,000 3 years 1 year 3 years LBP 416,666 0.42%
Schooling Loan

Your Children’s Education Comes First

You want the best for your children but you’re worried about the expenses? Bank Audi’s Schooling Loan allows you to finance up to half your children’s tuitions with easy monthly payments, and give them the education they deserve.

What do I get?

  • Currency: LBP
  • Loan Amount: Up to 50% of tuition fees with a maximum of LBP 3.5 million
  • Loan Period: 11 months
  • Competitive Interest Rate
  • No File Fees

What do I need?

  • Salary domiciliation
  • Copy of enrollment certificate and current annual tuition slip
  • Monthly payments should not exceed 33% of income for salaried employees and 25% for self-employed individuals

Extra products and services with your loan

Get in touch

For any questions
Or call the Bank Audi help desk
1570  OR  +961 (1) 212120

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