Personal Loan

Some Life Needs Can’t Wait

Whether you’re redecorating your home, planning your wedding or the trip of a lifetime, Bank Audi gives you flexible and comfortable borrowing options to finance any purchase or project.

What do I get?

  • Loan amount up to 15 times your salary
  • Loan period up to 60 months
  • Fast loan approval, same day if applied before 12pm
  • Compounded debit interest rates:
  LBP USD
Employees with their salary domiciled at Bank Audi 15.5% 13.0%
Salaried employees 17.5% 15.5%
Self-employed 18.0% 17.5%

What do I need?

  • Salary domiciliation (or appropriate guarantee)
  • Monthly payments must not exceed 33% of the income for salaried employees and 25% for self-employed individuals

How do I?

Banking Tips

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Personal Loan?
Life insurance fees and stamp fees

Example of the APR calculation for the Personal Loan:

  • Currency: USD
  • Client in good health condition (based on the Bank’s medical questionnaire)
  • 1st payment date: 15 days after loan execution

Net loan amount Period (years) Rate (compounded) APR
USD 50,000 3 12% 15.09%
Personal Loan for the Public Sector

Public and Private Sector Working Hand in Hand

Bank Audi lends a helping hand to the hand that helps citizens round the clock, providing you with the funds you want to fulfill your needs and ambitions. Benefit from a 6-year installment plan by simply domiciliating your salary at the Bank.

What do I get?

  • Loan amount up to 15 times your salary
  • Loan period up to 72 months
  • Fast loan approval, same day if applied before 12 pm
  • A compounded interest rate 15.5% up to 5 years & 17.5% up to 6 years

What do I need?

  • Salary domiciliation (or appropriate guarantee)
  • Public Sector employees include Armed Forces (Army, Customs, Internal Security Forces (ISF), General Security, Government Security Forces), National Social Security Fund (NSSF), and Public Educational Entities (teachers, professors, administrative staff, instructors, etc.).
  • Monthly payments should not exceed 33% of the income

How do I?

Banking Tips

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Personal Loan?
Life insurance fees and stamp fees

Example of the APR calculation for the Personal Loan:

  • Currency: LBP
  • Client in good health condition (based on the Bank’s medical questionnaire)
  • 1st payment date: 15 days after loan execution

Net loan amount Period (years) Rate (compounded) APR
LBP 75,000,000 3 15.5% 19.65%
Doctors' Loan

It’s Our Turn to Take Care of You

Because at Bank Audi we understand your financial needs, we offer you a flexible and accessible credit facility to help you expand your practice, buy your medical equipments, or even upgrade your health center.

What do I get?

  • Loan period up to 60 months
  • Fast loan approval, same day if applied before 12pm
  • A compounded rate of 13% up to 3 years & 14.5% up to 5 years
  • A lifetime free Loubnani credit card
  • Free Internet Banking service

What do I need?

  • A copy of the syndicate card for doctors
  • Monthly payments should not exceed 33% of your income

How do I?

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Doctors' Loan?

Example of the APR calculation for the Doctors' Loan:


Net loan amount Rate (compounded) Period Monthly payment APR
LBP 75,000,000 13% 3 years LBP 1,523,718 16.67%
Teachers' Loan

Supporting Teachers’ Dreams

It might not be Teachers’ Day every day, but today you can make your daydreams come to life with a fast and efficient loan that suits your every financial need at a very low cost.

What do I get?

  • Loan amount from LBP 5 to 25 million
  • Loan period from 1 to 5 years
  • A compounded rate of 12% up to 3 years & 13% up to 5 years

What do I need?

  • Salary domiciliation
  • Monthly payments should not exceed 33% of your income


What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Teachers' Loan?

Example of the APR calculation for the Teachers’ Loan:


Net loan amount Rate (compounded) Period Monthly payment APR
LBP 25,000,000 12% 3 years LBP 835,030 16.13%
Schooling Loan for Public Sector

Tuition Settlement at Your Own Pace

The Schooling Loan for the Public Sector provides you with up to 100% coverage of your children’s tuition fees. You can settle it back over a comfortable 11-month period with the first installment being waived off by the Bank as a welcome gift.

What do I get?

  • Loan currency: LBP only
  • Loan period: 11 months (fixed)
  • Loan amount:
    • Minimum LBP 1,000,000
    • Maximum LBP 15,000,000
  • Interest rate: 15.50% compounded
  • Fast same-day approval if client applies before 12:00 pm
  • First payment waived off as a welcome gift from Bank Audi for the first year

What do I need?

  • Salary domiciliation (or appropriate guarantee)
  • Monthly payments must not exceed 33% of the income for salaried employees and 25% for self-employed individuals
  • Schooling tuitions

How do I?

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Schooling Loan?
Life insurance fees and stamp fees, file fees.

Example of the APR calculation for the Schooling Loan:

  • Currency: LBP
  • Client in good health condition (based on the Bank’s medical questionnaire)

Net loan amount Period (months) Rate (compounded) APR
LBP 15,000,000 11 15.5% 1.99%

Extra products and services with your loan

Get in touch

For any questions
Or call the Bank Audi help desk
+961 (4) 727777  or  1570

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