Current Account

Your Current Account can be found at any bank or other financial institutions. The money in a current account is very fluid (can be used at your convenience) and can be withdrawn at the branch counter, through cheques, at ATMs and by using electronic debit cards.

Opening a Current Account in Three Easy Steps:

1. Visit the branch

2. Have a copy of your ID or Passport on you

3. Fill all required documents

What is a loan?

Lending is a sort of agreement between the bank and its customer in which the first lends money to the second. The customer, in return, accepts to repay the money, including interests and charges, based on the Terms & Conditions of that agreement.

What are the needed guarantees?

The loan is generally granted against specific guarantees such as: Cash collateral, Personal guarantee, Salary domiciliation, Warranties, Mortgage, etc.

What are the types of loans?

Home Loans

A home loan is a loan granted to finance the purchase of a home (finished, under construction, for construction). Home loans are granted against mortgage and an insurance policy.

Car Loans

A car loan is a loan to finance the purchase of a new or used car. It’s a fixed sum of money you borrow from your bank at a fixed interest rate that you pay back in equal monthly installments for a period of up to 5 years.

All you need is to pay a 25% down payment to get the loan amount you want for a period of up to 60 months.

To apply for the Car Loan, you only need 4 documents:

1- Salary letter or Statement of Account

2- Proof of residence

3- Identity card

4- Driving license

Car loans are granted against mortgage and an insurance policy.

Personal Loans

A personal loan is a loan granted for personal use. Borrow a fixed sum of money from your bank that you pay back in equal installments each month over a fixed period of time at a regressive interest rate. Get up to 15 times your salary and pay back in monthly installments that do not exceed a third of your monthly income in LBP for a period of up to 60 months for private sector and 72 months for public sector. Additional fees can incur such as file fees. To apply for the Personal Loan, you only need 3 documents!

1- Proof of income or Statement of Account

2- Proof of residence

3- Your official ID card

Education Loans

An education loan is designed to help students pay for university. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still studying.

High-Tech Loans

A High-Tech Loan is a personal loan taken to get a high-tech item. With this type of loan you can finance the purchase of a PC, LCD, LED, camera, mobile.