A Card That Represents You
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Hi-Card is a Visa credit card that combines Armenian heritage with Lebanese trends. With the Armenian flag up front, it represents your own identity and preserves your sense of belonging to the Armenian community.


Auto enrollment in the Audi Rewards program

You will earn 1 Audi Rewards point for every USD 10 of eligible spending on your card. Eligible spending includes card purchases on POS machines and online shopping (e-commerce). Points can be redeemed against a variety of items and packages from the Audi Rewards catalogue, accessible on rewards.bankaudi.com.lb.

Note: ATM withdrawals, POS cash advance, casino spends, and all other fees and charges on the card do not entitle you to rewards and will not accumulate Audi Rewards points.

Insurance coverage

  • Life Insurance: Covering up to the card limit at the moment of death.
  • All purchases made on the card will be covered up to USD 1,500 against theft, loss or damage for a period of 90 days from the purchase date.

How it works

  • Card limit: You’ll get a single credit limit for revolving transactions and installments.
  • Installment plan: Any purchase under USD 500 will be treated as a normal revolving transaction. At the end of the month, you will settle the outstanding balance either in full or partially (with a minimum of 10%).
    Any purchase over USD 500 will be automatically billed to you in equal monthly installments according to the pre-determined schedule of the “Universal Installment Plan”.
  • Monthly statements: You will receive two comprehensive monthly statements; one detailing all revolving transactions and the other specifying all installment transactions along their respective minimum monthly payments.
  • Monthly payments: For both revolving and installment transactions, all settlements you make will be added to your remaining limit and will therefore be available for you to use again.

Loan on a card

This card gives you access to a personal loan anytime, anywhere. Unlike a traditional loan, you won’t have to apply every time you need it.

“Universal Installment” discounted plan

You can pay in installments at any MasterCard accredited merchants in Lebanon and abroad.
All transactions have an equal monthly payment schedule according to a pre-determined installment plan. The installment feature is automatically triggered for any purchase over USD 500. Purchases below USD 500 will be treated as revolving transactions.

Balance transfer

You will also have a Balance Transfer Option where you can choose to convert your other credit cards’ outstanding balances into equal easy installments according to the Universal Installment plan. Just call our Customer Service at 01- 21 21 20.

Free annual VIP airport lounge visits

Benefit from 6 free annual visits to 25 VIP airport lounges around the world; by simply presenting your card and mentioning "LoungeKey" to the lounge reception staff.

To check the list of participating lounges, click here.

Create an account on www.loungekey.com/visaplatinummena and download the LoungeKey mobile app.

Exceeding visits and guests are charged USD 27 per guest and per visit.

Exclusive Hi-Card offers

Enjoy special discounts and benefits at the Hi-Card participating merchants listed in the brochure or on this link click here.

One community

Hold a unique card with exceptional benefits that reflect the Armenian heritage.