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Get the Right Option for the Right Home
If you are a Lebanese resident or expatriate earning USD 2,000 or more, our Home Loan in USD is the right option for you.
 
We are pleased to assist you with any inquiry. Just fill the form below and we will contact you soon.
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What do I get?

With your Bank Audi Home Loan, you will receive a MasterCard Horizon Blue or Visa Signature free of card fees for the 1st year.
Even if you get the loan, the Bank will assess your eligibility for the card.

Resident

  • Down Payment: Starting at 25%
  • Minimum Amount: USD 75,000
  • Maximum Amount: No Maximum
  • Loan Period: Up to 25 years
  • Interest Rate: Cost of Funds + 3.5%
  • File Fees: USD 1000
  • Real Estate Fees: USD 250
  • Life and House Insurances provided by LIA insurance sal

Expatriates

  • Down Payment: Starting at 25%
  • Minimum Amount: USD 75,000
  • Maximum Amount: No Maximum
  • Loan Period: Up to 20 years
  • Interest Rate: Cost of Funds + 3.5%
  • File Fees: USD 1000
  • Real Estate Fees: USD 250
  • Life and House Insurances provided by LIA insurance sal

* Country of residence is subject to insurance acceptance

What do I need?

Resident

  • House Types: Primary residence, finished
  • Applicant's Age: 25-64 at maturity
  • Applicant's Nationality: Lebanese
  • Minimum Monthly Income : USD 2,000
  • Monthly payments should not exceed 35% of the monthly household income.

Expatriates

  • House Types: Primary residence, finished
  • Applicant's Age: 25-64 at maturity
  • Applicant's Nationality: Lebanese
  • Minimum Monthly Income : USD 3,000
  • Monthly payments should not exceed 35% of the monthly household income.

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Home Loan Audi – USD?
File fees, stamp fees, mortgage fees and real-estate fees

Example of the APR calculation for the Home Loan Audi - USD:
  • Type: Home Loan Audi USD
  • Currency: USD
  • Client: 35 years old, in good health condition (based on the Bank’s medical questionnaire)
  • Life Insurance included in the monthly payments

Home price Down payment Period (years) Rate (regressive) APR
USD 500,000 USD 200,000 15 7.33% 8.88%

(Excluding fire insurance fees)

Goes Well With Your Loan

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