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Step Into Your New Home Today
If you are a Lebanese resident or expatriate earning between LBP 3,000,000 and LBP 4,500,000, our Home Loan subsidized by the Central Bank in LBP is the right option for you.
 
We are pleased to assist you with any inquiry. Just fill the form below and we will contact you soon.
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What do I get?

With your Bank Audi Home Loan, you will receive a MasterCard Horizon Blue or Visa Signature free of card fees for the 1st year.
Even if you get the loan, the Bank will assess your eligibility for the card.

Resident

  • Down Payment: Starting at 25%
  • Minimum Amount: LBP 100 million
  • Maximum Amount: LBP 800 million
  • Loan Period: 7-30 years
  • Grace Period: 6 months
  • Interest Rate: 25% of 1-year Treasury Bill + 2.9%
  • File Fees: No file fees
  • Real Estate Fees: LBP 375,000
  • Life and House Insurances provided by LIA insurance sal

Expatriates

  • Down Payment: Starting at 25%
  • Minimum Amount: LBP 100 million
  • Maximum Amount: LBP 1 billion 200 million
  • Loan Period: 7-20 years
  • Grace Period: 6 months
  • Interest Rate: 25% of 1-year Treasury Bill + 2.9%
  • File Fees: No file fees
  • Real Estate Fees: LBP 375,000
  • Life and House Insurances provided by LIA insurance sal

* Country of residence is subject to insurance acceptance

What do I need?

Resident

  • House Types: Primary residence, finished
  • Applicant's Age: 25-64 at maturity
  • Applicant's Nationality: Lebanese
  • Minimum Monthly Income : LBP 3 million
  • Monthly payments should not exceed 35% of the monthly household income.

Expatriates

  • House Types: Primary residence, finished
  • Applicant's Age: 25-64 at maturity
  • Applicant's Nationality: Lebanese
  • Minimum Monthly Income : LBP 4.5 million
  • Monthly payments should not exceed 35% of the monthly household income.

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Home Loan BDL – LBP?
Stamp fees, mortgage fees and real-estate fees

Example of the APR calculation for the Home Loan BDL:
  • Type: subsidized by BDL
  • Currency: LBP
  • Client: 35 years old, in good health condition (based on the Bank´s medical questionnaire)
  • Life Insurance included in the monthly payments
  • 6-month grace period

Home price Down payment Period (years) Rate (regressive) APR
LBP 450,000,000 LBP 150,000,000 25 3.84% 4.13%

(Excluding fire insurance fees)

Goes Well With Your Loan

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