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Special Offer on Home Loan in USD

Get the Right Option for the Right Home
If you are a Lebanese resident or expatriate earning USD 2,000 or more, our Home Loan in USD is the right option for you.
 
We are pleased to assist you with any inquiry. Just fill the form below and we will contact you soon.
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What do I get?

  • 0 file fees.
  • You get a voucher that will be redeemed against a home automation package or an interior design for your house.
  • A free pre-approved credit card with a limit of up to 2% of the loan amount
  • An optional Aman El Ghad plan

For houses less than USD 350,000

Down Payment

Starting 25%

Maximum Loan Amount

 USD 262,500

Loan Period

10 - 25 years (for residents)

10- 20 years (for expats)

Interest Rate for 1st year

5.50%

Interest Rate remaining years

Cost of Funds + 4.1%

Real Estate Fees

USD 250

Cashback

3% of the loan amount



Monthly payments should not exceed 35% of the monthly income of employees and 25% of the monthly income of expatriates.

What do I need?

Residents

Expatriates

House Type

Primary and secondary residence, finished apartments

Applicant’s Age

25 - 64 at maturity (69 if you’re self-employed)

Applicant’s Nationality

Lebanese Residents and Expatriates

Minimum Monthly Income

USD 2,000



For houses above USD 350,000

Down Payment

Starting 25%

Maximum Loan Amount

 Subject to reimbursement capacity

Loan Period

5 - 25 years (for residents)

5 – 20 years (for expats)

Interest Rate for the first 2 years

5.50%

Interest Rate remaining years

Cost of Funds + 4.1%

Real Estate Fees

USD 250



What do I need?

Requirements

Residents

Expatriates

House Type

Primary and secondary residence, finished apartments

Applicant’s Age

25 - 64 at maturity (69 if you’re self-employed)

Applicant’s Nationality

Lebanese Residents and Expatriates

Minimum Monthly Income

USD 2,000



Monthly payments should not exceed 35% of the monthly income of employees and 25% of the monthly income of expatriates.

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay such as the file fees, stamp fees and life insurance fees.

APR calculation excludes the late payment fees and early settlement fees.
What are the fees that are calculated in the APR for the Home Loan Audi – USD?
File fees, stamp fees, mortgage fees and real-estate fees

Example of the APR calculation for the Home Loan Audi - USD:
  • Type: Home Loan Audi USD
  • Currency: USD
  • Client: 35 years old, in good health condition (based on the Bank’s medical questionnaire)
  • Life Insurance included in the monthly payments

Home price Down payment Period (years) Rate (regressive) APR
USD 500,000 USD 200,000 15 7.33% 8.88%

(Excluding fire insurance fees)

Goes Well With Your Loan

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