How do I pay using the "Tap2Pay" NFC Mobile Payment service?
With "Tap2Pay" NFC Mobile Payment Service, you will be able to carry out cashless transactions at retail outlets that accept MasterCard Paypass by simply tapping your NFC enabled phone at the contactless payment terminal. The amount will be automatically deducted from your basic card credit limit.
Is "Tap2Pay" secure?
Yes! Aside from never having to hand in a card, and always having your phone in your hand while making the transaction, as a security measure, you will be required to enter a 4-digit passcode to access the "Tap2Pay" application before each payment, and before accessing the other features. You will be granted 2 minutes to make the payment, otherwise the application will be disabled and you will have to re-enter your passcode again.
Will I continue to earn loyalty or rewards benefits from my credit card?
Since the card on your phone will be a companion card for the already existing credit card you have, you will continue to benefit from the loyalty program available on your card, as if you were using the card itself.
Where can I use the "Tap2Pay" NFC Mobile Payment service?
You can use your "Tap2Pay" NFC Mobile Payment service anywhere in Lebanon or abroad. You will be able to use it at any merchant displaying the
logo. There are thousands of locations around the world now offering PayPass. To know all the merchant locations, you can always log on to:
and check all the merchants locations where you can use your "Tap2Pay" NFC Mobile Payment service whether in Lebanon or abroad.
Do I need to have the roaming service in order to be able to use the "Tap2Pay" abroad?
What is the "Tap2Pay" NFC daily limit?
The "Tap2Pay" NFC daily limit is 1,000$ or 1,500,000 LBP.
Can I conduct a "Tap2Pay" NFC transaction if the amount due is more than $50?
Yes, any transaction under 1,000$ can be conducted by using the "Tap2Pay" NFC Mobile Payment service. It is used as follows:
- For an amount less or equal to 50$ —> Tap the mobile and go (no slip signature needed).
- For an amount between 50$ and 1000$ —> Tap the mobile, sign and go (slip signature needed).
- For an amount greater than 1000$ —> The "Tap2Pay" NFC payment doesn't apply; the cardholder will need to swipe or insert the physical card and conduct a normal transaction like you would usually do.
Will I receive SMS for the "Tap2Pay" NFC transactions?
Yes. You will receive SMS for all "Tap2Pay" NFC Transactions conducted.
Will my monthly statement include the "Tap2Pay" NFC transactions?
All transactions done by using the "Tap2Pay" NFC Mobile Payment service will be shown on the client's monthly basic credit card statement under "Tap2Pay" section
How far from the reader should I hold the phone?
Your phone must be extremely close to the reader. Once you hear the beep after your phone is tapped, this means that the transaction was processed.
Can I accidentally be charged for an NFC transaction just by walking past a PayPass reader?
No. The transactions takes place only after the user opens the mobile application, choose Tap your mobile to pay, inserts his passcode and after the merchant enters the amount to be paid on the POS machine, then taps his phone near the reader.
Will I receive a sale slip for NFC purchases?
For all "Tap2Pay" NFC transactions under $50, you usually won't receive a sale slip, however, you can always ask for one from the merchant. For all "Tap2Pay" NFC transactions above $50, you will sign a receipt and receive a copy of it as usual without having to ask for it.
Are there any fees for using the "Tap2Pay" NFC service?
No. You won't be charged any additional fees for "Tap2Pay" NFC transactions.
Can I disable/turn off the NFC option?
Yes you can disable/turn off the NFC option, but it is not recommended since in this case you will not be able to conduct phone calls or mobile payments.