Which documents should I provide to get a Personal Loan?
- Copy of ID
- Proof of residence, utility bill or mayor's certificate
- If your salary is domiciled at Bank Audi: an irrevocable salary transfer letter
Do I have to get life insurance and what does it cover?
- Yes, to cover natural and accidental death
- 100% of the loan amount
Do I need to domicile my salary to get a Personal Loan?
No, it is not necessary, but if you do, you’ll benefit from special rates. Otherwise, you will have to submit the required documents to any branch to have your case studied.
How should I pay for life insurance?
Cash outside loan schedule (paid upfront) or discounted from the net loan amount.
In which currencies is the Personal Loan available?
LBP.
MC Debit LBP - Additional Benefits
- Make purchases from your Bank Audi Current Account without having to draw a cheque.
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- Spend up to the available balance in your Current Account.
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- Keep track of transactions made on your Current Account through Audi Online.
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- Enjoy 24-hour ATM access to your accounts.
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- Easily manage your cash flow by depositing cash anytime at Bank Audi ATMs.
What are the charges and file fees of a Personal Loan?
- LBP 225,000
- LBP 7,500 penalty taken after 7 days of bill payment date (if no payment)
What are the conditions to get a Personal Loan?
- Monthly payments must not exceed 33% of the income of salaried employees and 25% for self-employed individuals
- Aged between 20 and 64 at maturity
- Domiciliation of salary or appropriate guarantee
What benefits do I get with the Personal Loan?
- Direct monthly debit from your bank account
- Loan granted for personal use
- No guarantor needed if the salary is domiciled